Understanding Medicare Coverage

Medicare is made up of different parts, each covering specific services. Here’s a simple breakdown to help you understand your options.

Part A (Hospital Insurance)
Covers inpatient hospital stays, skilled nursing, hospice, and some home health care.

Part B (Medical Insurance)
Covers doctor visits, outpatient care, preventive services, and medical equipment.

Part C (Medicare Advantage)
Combines Parts A and B and often includes extra benefits like dental, vision, prescriptions, gym memberships and transportation.

Part D (Prescription Drug Coverage)
Helps cover the cost of medications through private insurance plans.

Medigap (Medicare Supplement) helps fill the “gaps” in Original Medicare by covering out-of-pocket costs like deductibles, copays, and coinsurance.

Not sure which option is right for you? We’re here to help.